Here is an example of the “Advisory”
curriculum being “taught” at my school.
The section below is to be taught in a 20 minute period.
Read it, and ask yourself, "Seriously??"
Are parents not expected to teach
their children about money? Since when
does it fall on schools, specifically in a 20-minute, once-weekly diversion, to
teach budgeting? If I have to be
personal finance consultant, counselor, parent, AND teacher, I should be
collecting all those salaries.
(P.S. Notice the question mark
before the lesson plan. Did they not
know if it was a good idea??)
10th grade
?
Budgeting
o
Introduce
the lesson by asking students to make a list of ALL the things they want for
their birthday/holiday. Then discuss the
difference between a want and a need.
o
Students
divide their lists into two categories, wants and needs.
o
Discuss
their lists and have them revise. Some things are deleted. As a class make a
list of all standard household bills parents receive each month (electricity,
gas/water, cable, internet, trash, recycling, phone, cell phone). Be sure to
impress upon them that their personal business is private and not to share
specific dollar amounts. Form a class list on the board or overhead.
o
Place
estimated $$ amounts by each bill. For example, electricity $100, etc.
o
Arrive
at a grand total of the average monthly bills that their parents must pay
before gifts may be purchased. (This is a real eye opener!!)
o
Put
up the number $15,080—this is what a person who makes minimum wage earns a year
(divide it by 12 to show the monthly take away and compare it to the bills to
see what is left over).
SHUT IT DOWN, PEOPLE.
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